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Silent Reforge
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Terms of Use

Effective Date: May 11, 2026

Agreement to Terms

By accessing or using the Silent Reforge website (silent-reforge.com) and services, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website or services.

Use of Services

Eligibility

You must be at least 18 years old to use our services. By using our services, you represent and warrant that you meet this age requirement.

Account Registration

To access certain features of our services, you may be required to create an account. You agree to:

  • Provide accurate and complete information
  • Maintain the security of your account credentials
  • Notify us immediately of any unauthorized access
  • Be responsible for all activities under your account

Permitted Use

You may use our services only for lawful purposes and in accordance with these Terms. You agree not to:

  • Violate any applicable laws or regulations
  • Infringe on the rights of others
  • Transmit harmful or malicious code
  • Attempt to gain unauthorized access to our systems
  • Use automated systems to access our services without permission
  • Reproduce, distribute, or create derivative works without authorization

Educational Services

Our services provide financial education and are not regulated financial advice. You acknowledge that:

  • We are not licensed financial advisors
  • Our content is for educational purposes only
  • You are responsible for your own financial decisions
  • You should consult with licensed professionals before making significant financial decisions
  • Past performance and examples do not guarantee future results

Intellectual Property

Our Content

All content on our website and in our services, including text, graphics, logos, videos, and software, is the property of Silent Reforge or its licensors and is protected by copyright, trademark, and other intellectual property laws.

Limited License

We grant you a limited, non-exclusive, non-transferable license to access and use our services for personal, non-commercial purposes. This license does not include:

  • Resale or commercial use of our services or content
  • Distribution or public performance of our content
  • Modification or derivative use of our content
  • Downloading or copying for purposes other than your personal use

Payments and Refunds

Pricing

All prices are listed in Australian Dollars (AUD) and are subject to change without notice. The price charged will be the price displayed at the time of purchase.

Payment

Payment is due at the time of enrollment. We accept various payment methods as indicated during checkout.

Refund Policy

We offer a 14-day money-back guarantee on all services. To request a refund, contact us at [email protected] within 14 days of purchase. Refunds will be processed to the original payment method within 7-10 business days.

User Content

If you submit, post, or share content through our services (such as in community forums), you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, and display that content in connection with our services.

You represent that you own or have the rights to any content you submit and that it does not violate the rights of any third party.

Disclaimers

No Warranties

Our services are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

Financial Results

We make no guarantees about financial results or outcomes. Your success depends on many factors including your effort, dedication, and individual circumstances.

Limitation of Liability

To the maximum extent permitted by law, Silent Reforge shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:

  • Your use or inability to use our services
  • Any unauthorized access to or use of our servers
  • Any interruption or cessation of our services
  • Any errors or omissions in content
  • Financial decisions made based on our educational content

Indemnification

You agree to indemnify and hold harmless Silent Reforge and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from your use of our services or violation of these Terms.

Termination

We reserve the right to suspend or terminate your access to our services at any time, with or without cause, and with or without notice. Upon termination, your right to use our services will immediately cease.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Victoria, Australia, without regard to its conflict of law provisions.

Dispute Resolution

Any disputes arising from these Terms or your use of our services shall be resolved through binding arbitration in Melbourne, Victoria, Australia, except that either party may seek injunctive relief in court.

Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of material changes by posting the updated Terms on our website and updating the effective date. Your continued use of our services after changes constitutes acceptance of the modified Terms.

Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices published by us, constitute the entire agreement between you and Silent Reforge regarding our services.

Contact Information

If you have questions about these Terms of Use, please contact us:

Email: [email protected]
Address: Level 12, 140 William Street, Melbourne VIC 3000, Australia

Silent Reforge

Financial fundamentals for real people.

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